Effective Date: 1/1/2026

Last Updated: 3/1/2026

New Modern Wealth (“NMW,” “Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit https://newmodernbusiness.com/, submit a form, communicate with us, or interact with our services.

1. Information We Collect

Information you provide directly

We may collect information you voluntarily submit, including:

- name

- phone number

- email address

- company or agency information

- licensing or business details

- appointment or inquiry details

- any other information you provide through forms, chats, or messages

Information collected automatically, When you use our website, we may automatically collect certain information such as:

- IP address

- browser type

- device information

- pages visited

- date and time of visit

- referring website

- cookies and similar technologies

Websites commonly collect technical visit data such as IP address, browser, operating system, and visit timing to operate and improve services. [oai_citation:2‡Federal Trade Commission](https://www.ftc.gov/policy-notices/privacy-policy/privacy-policy-faqs?utm_source=chatgpt.com)

2. How We Use Information

We may use personal information to:

- respond to inquiries

- provide requested information, services, or support

- manage appointments, onboarding, and communications

- send email or SMS communications where you have consented or where otherwise permitted by law

- improve website performance, user experience, and marketing

- maintain security and prevent fraud

- comply with legal obligations

- enforce our terms and protect our rights

3. SMS Communications

If you opt in to receive SMS messages from us, we may send you messages consistent with the consent you provided, such as reminders, updates, onboarding messages, announcements, agent engagement messages, or other communications described at opt-in.

For SMS:

- message frequency may vary

- message and data rates may apply

- consent is not a condition of purchase

- reply STOP to unsubscribe

- reply HELP for help, where supported

FCC rules require prior consent for many automated marketing texts and require honoring revocations within a reasonable time not to exceed 10 business days. [oai_citation:3‡Federal Communications Commission](https://www.fcc.gov/consumers/guides/stop-unwanted-robocalls-and-texts?utm_source=chatgpt.com)

4. Cookies and Tracking Technologies

We may use cookies, pixels, tags, and similar technologies to:

- remember preferences

- understand website traffic and usage

- improve performance

- measure campaign effectiveness

You can usually control cookies through your browser settings, though disabling cookies may affect site functionality.

5. How We Share Information

We do not sell personal information for money.

We may share information with:

- service providers and vendors that help us operate our website, CRM, communications, analytics, and business systems

- professional advisors, auditors, insurers, and legal counsel

- government authorities, regulators, or law enforcement when required by law

- successors in connection with a merger, acquisition, financing, or sale of assets

We may also share aggregated or de-identified information that does not reasonably identify you.

6. Data Retention

We retain personal information for as long as reasonably necessary for the purposes described in this Policy, including to provide services, maintain business records, resolve disputes, enforce agreements, and comply with legal obligations.

7. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission over the internet or method of storage is completely secure, and we cannot guarantee absolute security.

The FTC emphasizes that businesses should be clear about how they collect, use, share, and protect personal information. [oai_citation:4‡Federal Trade Commission](https://www.ftc.gov/business-guidance/privacy-security?utm_source=chatgpt.com)

8. Your Choices

You may:

- opt out of marketing emails by using the unsubscribe link

- opt out of SMS by replying STOP

- contact us to update or correct your information where appropriate

- manage cookies through your browser settings

9. California Privacy Rights

If you are a California resident and New Modern Wealth is subject to the California Consumer Privacy Act, you may have rights that can include:

- the right to know what personal information is collected, used, shared, or disclosed

- the right to request deletion of personal information, subject to exceptions

- the right to correct certain personal information

- the right to non-discrimination for exercising privacy rights

California’s DOJ explains that the CCPA gives California consumers rights to know about, delete, and control certain uses of personal information, where applicable. [oai_citation:5‡California DOJ](https://oag.ca.gov/privacy/ccpa?utm_source=chatgpt.com)

To submit a privacy request, contact us at:

[email protected]

(888) 350 - 8031

868 S. Fort Hood st. Killeen, Texas 76543

We may need to verify your identity before processing certain requests.

10. Children’s Privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided personal information, contact us and we will take appropriate steps.

11. Third-Party Services

Our website may use third-party tools and services such as hosting providers, analytics tools, CRM systems, SMS providers, form tools, or embedded content. These third parties may collect or process information according to their own privacy policies.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date above. Your continued use of the website after changes are posted means you accept the revised Policy to the extent permitted by law.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact:

New Modern Wealth

New Modern Wealth LLC

868 S. Fort Hood st. Killeen, Texas 76543

[email protected]

(888) 350 - 8031

If you have questions about these Terms, contact us at [email protected].